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Newsletter: July 12, 2018

By July 12, 2018July 24th, 2019News

Read the latest news & insights from Sterling Insurance Group

This newsletter was sent to Sterling Insurance Group clients and friends on Thursday, July 12th, 2018. Want to get this bi-weekly newsletter in your inbox? Email Joan Giffels ( today to be added to our mail list. 

Sterling Insurance Group donates to relief efforts in Upper Peninsula

Sterling Insurance Group has made a donation to disaster recovery organization in wake of deadly Houghton County floods.

On June 17th, Houghton County was one of several areas of the western Upper Peninsula that was hit by severe flooding that left one dead. The storms were powerful enough to wash out roads, houses, and power lines; prompting Gov. Rick Snyder to declare a “state of disaster.”

Sterling Insurance group employees quickly rallied and organized to find a meaningful way to support their neighbors in the North. Sterling Insurance Group’s philanthropy group – the Sterling Cares Committee – came together to make the decision to support one organization leading the way on recovery efforts in the wake of the floods: Copper Country Strong. Between a company donation and individual employee donations, Sterling Insurance Group was able to make a donation of $400.

Join in!



With this, Sterling challenged a number of our insurance carriers to match its donation. See the Facebook post here for the full list of companies Sterling has challenged. Sterling’s proud to announce the following carriers have matched donations to the organization:

  • Safeco
  • Progressive
  • Hanover
  • FCCI

Make a donation here.

Sterling Insurance Group is thinking about our neighbors the North and hoping the “sisu” spirit remains strong in relief efforts. Please join Sterling Insurance Group and consider donating money, time or goods to Copper Country Strong by clicking here.

Learn about other organizations Sterling Insurance Group is proud to support by clicking here.


  • We’re hiring! Sterling Insurance Group is hiring several different roles, including positions such as Commercial Lines Sales Producer, Customer Service Representative and Account Managers. Learn more and apply today: click here.
  • Sterling Insurance Group has joined the Troy Chamber of Commerce. Check out our company profile by clicking here. We hope to connect with you at Troy Chamber events!
  • Seen & Heard: Sterling Insurance Group new hires and appointments make it to Crain’s Detroit’s People page. Read about updates in the company here.
  • In the Community: Sterling Insurance Group led an informative course at this year’s Management Information & Business Show, hosted by the Michigan Association of CPAs (MICPA). The session, titled Turning Risk and Premiums into Profit, was spearheaded by Sterling’s Vice President of Sales, Paul Mattes and the Regional Vice President at Pareto Captive Services, Justin Cifra. Should your company consider an Employee Benefits Captive? Learn about the advantages by joining us at the event, on June 27. See photos from the show here.
  • Seen & Heard pt. II: The Troy Chamber of Commerce shared Sterling Insurance Group’s good news: our Producer and Certified Risk Architect – Scott McInerney – has earned his CIC certification. Read more about his new designation here. Congrats Scott!
  • Insurance Awareness Day 2018: Did you miss the National Insurance Awareness Day on June 28th? Not to worry. Give Sterling Insurance Group a call today to go over your plan and make any adjustments necessary: 888.525.7575. Read our blog post about this important day by clicking here.
  • Published: Check out Sterling Insurance Group’s latest blog post: The Ever-Changing Risks of Business Continuity (as seen in Sterling’s 2018 Risk & Business magazine, which published early this summer). Read the full post here.
  • Thank you to the Troy Chamber of Commerce for featuring Sterling Insurance Group as the Member Spotlight in this week’s Troy Chamber Insider! Read the full feature here, on Sterling’s LinkedIn page.



HSA/HDHP Limits Will Increase for 2019

The inflation-adjusted limits for HSAs and HDHPs will increase for 2019. These limits include: (1) the maximum HSA contribution limit; (2) the minimum deductible amount for HDHPs; and (3) the maximum out-of-pocket expense limit for HDHPs. This Compliance Bulletin shows the new limits for 2019.

Want to read the full Compliance Bulletin? Email Joan Giffels ( for more information.